Effective Date: May 11, 2026
By accessing and using the smooth-mend website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
smooth-mend provides retirement planning and pension advisory services to individuals in Australia. Our services are provided for informational and advisory purposes and do not constitute financial product advice as defined under Australian law.
While we strive to provide accurate and current information, our services should not be considered as a substitute for professional financial, legal, or tax advice. We recommend consulting with qualified professionals for specific advice tailored to your circumstances.
You agree to:
All content on this website, including text, graphics, logos, and images, is the property of smooth-mend and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
To the fullest extent permitted by law, smooth-mend shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.
We strive to ensure our website is available at all times, but we do not guarantee uninterrupted access. We may suspend or modify services for maintenance, updates, or other reasons without prior notice.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites.
We reserve the right to terminate or suspend access to our services at our discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users or our business.
These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
We may modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website and services after changes constitutes acceptance of the modified terms.
For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: Level 12, 45 Clarence Street, Sydney NSW 2000, Australia